IMPROVE YOUR CREDIT TODAY
Clean Credit’s Credit Repair & Debt Settlement Services
We Offer Flexible Payment Plans For All Needs & Budgets. We Fix Personal Information & Help Remove Accounts Using Licensed Attorneys By Requesting Verification Of Documents. We Remove 99% Of 3rd Party Collection Agencies In 30-60 Days Average.
Our Debt Settlement Services Are Done Via A Law Firm In Case An Item (Whether An Original Creditor Or 3rd Party Collection Agency) Does Not Remove The Item. We Go To Debt Settlement Via Law Firm (Referred 15% Off Services) To See If They Can Find Any Legal Ways To Eliminate The Debt 100% Or Settle If Their Debt Meets Fcra & Fcdpa Guidelines.
If Item Is Not Removed Via Debt Settlement, Client Still Recovers About 70% Of Their Fico Score If Settled, But We Go Back To Doing He Credit Repair Disputes To Again Try To Remove The Item After Settlement. We Have Seen Companies Remove Items Much Easier Once Settled With The Original Creditor.
Charge-Off Removal Services
This service is designed for clients without public records who have closed or charged-off accounts with original creditors.
Identity Theft Services
This service is designed for clients without public records who have closed or charged-off accounts with original creditors, as well as third-party collection accounts.
Debt Settlement Services
This service is designed for clients with public records, including closed or charged-off accounts with original creditors and third-party collection accounts.
Credit Building Authorized User Tradeline Services
This service is designed for clients with public records, including closed or charged-off accounts with original creditors and third-party collection accounts.
No hassles. No guesswork. Just results.
We are one of the fastest credit repair companies, delivering premium credit repair and debt settlement services with speed, precision, and results.
As the #1 credit repair outsourcing provider in the United States, we serve both individual clients and credit repair companies that require rapid, high-quality solutions. We offer competitive broker and outsourcing pricing tailored for agencies and professionals who demand fast turnaround times.
How It Works
With over 12 years of credit repair experience since 2009, we recommend starting with our Premium Credit Repair process to strategically address and remove as many negative items as possible. Our approach follows the guidelines of the Fair Credit Reporting Act (FCRA) and emphasizes timely cooperation with credit bureaus and creditors by providing any required documentation.
If certain items are not removed within the expected timeframe, clients may explore litigation or debt settlement options with a law firm. Many third-party collections can be removed if proper documentation is not provided under FCRA and FDCPA rules. When settlement does not result in deletion, clients often still see major FICO score improvement, and unresolved items can be re-addressed through Premium Credit Repair.
After settlement, any remaining items may be re-disputed through Premium Credit Repair. In many cases, creditors are less likely to respond after settlement, which may lead to deletion. This hybrid litigation and settlement strategy has been in use since early 2021, following stricter credit bureau policies introduced after 2020.
New and existing Credit Repair clients receive 15% off all debt settlement services listed below.
| Amount of Debt | Flat Fee |
|---|---|
| Less than $1,000 | $249 |
| $1,000.01 – $2,000.00 | $499 |
| $2,000.01 – $3,000.00 | $749 |
| $3,000.01 – $5,000.00 | $999 |
| $5,000.01 – $10,000.00 | $1,499 |
| $10,000.01 – $15,000.00 | $1,999 |
| $15,000.01 – $20,000.00 | $2,499 |
| $20,000.01 – $25,000.00 | $2,999 |
| $25,000.01 – $30,000.00 | $3,499 |
| $30,000.01 – $35,000.00 | $3,999 |
| $35,000.01 – $40,000.00 | $4,499 |
| $40,000.01 – $45,000.00 | $4,999 |
| $45,000.01 – $50,000.00 | $5,499 |
| Over $50,000.01+ | Call for Pricing |
We begin with Premium Credit Repair
We follow the full FCRA-compliant process and take an aggressive approach to remove negative items as quickly as possible. If any items remain, we then move to the next step.
Litigation, Debt Settlement, or Elimination Through a Law Firm
We work with a law firm to determine whether any remaining debt can be legally removed with a deletion. If deletion is not possible, we explore settlement options, with or without deletion. If the account is not deleted, we proceed to the next step.
Secondary Credit Repair After Settlement Review
If an item cannot be removed through the debt settlement law firm, we re-challenge the account through credit repair. Once an account has been settled, it is often easier to remove under updated reporting rules (2026 guidelines).
All Our Services
Premium Credit Repair
Premium Service
No Public Records
Third-Party Collection Accounts
Fast Turnaround
Diamond Credit Repair
Elite-Level Diamond Service
Designed for Clients Without Public Records
Focused on Original Creditor Accounts
Priority Processing with Fast Turnaround
VIP Bankruptcy Repair
VIP Service
For Public Records
Bankruptcy-Related Accounts
Fast Turnaround
Authorized User Tradelines
Up to $5,000 Credit Limit
American Express
Wells Fargo
Citi (including Costco)
Authorized Users
Up to $10,000 Limit
AMEX
Capital One
Wells Fargo
TD Bank
Authorized User Tradelines
Up to $22,000 Credit Limit
American Express
Chase
Capital One
Regions Bank
Get a Free Consultation & Access to your Credit Report for $1 for 7 Days:
Frequently Asked Questions
How does credit repair work?
Credit repair involves identifying and disputing errors on your credit report, negotiating with creditors, and practicing good financial habits to improve your credit score over time. It’s a process that takes patience and diligence to fix credit issues and boost your financial standing.
How long does it take to see results?
The time it takes to see results from credit repair can vary widely depending on the complexity of your credit issues and the actions you take. Some minor improvements may occur within a few months, but significant changes in your credit score can take six months to a year or more of consistent effort. Patience and persistence are essential in the credit repair process.
Is credit repair legal?
Yes, credit repair is legal. It involves disputing inaccurate or unfair information on your credit report, negotiating with creditors, and building a positive credit history. However, it’s crucial to engage in legal and ethical practices when repairing your credit. Be cautious of fraudulent credit repair schemes, as they are illegal and can lead to severe consequences.
What is credit repair?
Credit repair is the process of improving a person’s creditworthiness by addressing and rectifying errors, inaccuracies, or negative items on their credit report. This often involves disputing inaccurate information with credit bureaus, negotiating with creditors, and building a positive credit history over time. The goal is to raise the individual’s credit score, making it easier to access loans, obtain lower interest rates, and achieve better financial opportunities.
What is a good credit score?
A good credit score typically refers to a high credit score that falls within a specific range. While scoring models can vary, a common range for a good credit score is typically around 700 or higher on a scale of 300 to 850. A good credit score reflects responsible credit management, making it easier to qualify for loans, secure favorable interest rates, and obtain various financial opportunities.
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